At least 10% of drivers don’t have automobile insurance. But the most shocking news is that one third of driver in the streets of California don’t have insurance to defend themselves or other people in a severe road accident.
If you become wounded in an accident in Los Angeles which involved an uninsured motorist or underinsured driver, you should file a claim against the uninsured motorist for you (UM/UIM) based on your insurance policy to get compensation that can be used for your health costs, lost income, suffering and pain and other costs related to the underinsured motorist accident.
Uninsured motorist protection should already be a part of your insurance coverage. It is necessary to have this in Malibu. UM/UIM coverage defends you if in case you are part of any sort of accident that involves a driver without insurance, or in case you are struck by car as a pedestrian or while driving a bike in a hit or in a run incident. As accidents are unforeseen and sudden, so having UM/UIM coverage is highly suggested.
Your family may also file a claim for manslaughter using your UM/UIM coverage, if a member of your family was murdered in any sort of accident by an uninsured and underinsured driver. During these hardships, it is easy to understand that people are searching for tips on how to spend less. However, carrying only liability insurance and not carrying any UM/UIM insurance coverage is definitely a big risk.
It doesn’t matter how experience you are a driver. Sometimes due to the irresponsible or careless motorists accidents happen due to no fault of your own.
When you become injured in a car accident and receive spinal cord damage or damage to the brain and the person who caused the accident doesn’t have insurance, your capability to recover a settlement will depend on the UM/UIM plan. Be sure that you have adequate insurance; discuss with your insurance agent about what is suitable for your exclusive scenario.
If any serious damage occurs in an accident, contact an experienced auto accident lawyer. This will provide you with the potential for much higher compensation than you would be able to get otherwise.
Even if you have a good amount of uninsured motorist coverage, the insurance providers always try to save their money. They will try to pay you as small of an amount as possible.
In order to ensure that you will receive the highest possible compensation for the injuries, you should hire auto accident attorneys. However, not just any lawyer will do. The lawyer must be dedicated, experienced, and a professional with a previous good record. He must have the ability to identify the mistakes of the car owner and project the severity of your accident and the results of this on your body, psychological and also emotional health.
The personal injury attorneys at Harrison Barnes, LLP manage all cases on a concurrent fee basis. You won’t pay anything if we don’t win your case for you. We serve clients all of Southern California including Pasadena, Century City, and all of Los Angeles. If you or a loved one has been involved in an accident and need legal advice, call our office at (310) 598-1719 today.